Understanding the August 2025 Stimulus Check: Eligibility, tax status, and how to claim.

viniciusegbc
Jul 23
2 min read

As part of ongoing federal efforts to support households facing financial hardship, the United States government has announced a new one-time stimulus payment of $1,390, scheduled for distribution in August 2025. This relief measure is designed to provide economic assistance to low- and middle-income Americans who continue to face challenges with essential expenses such as rent, groceries, utilities, and medical costs.

In this article, we outline the key details of the program, including eligibility requirements, tax implications, and how to verify or claim the payment. We also explain the connection between the 2024 tax return and stimulus eligibility.

What Is the August 2025 Stimulus Payment?

The stimulus check is a federally funded, one-time direct payment of $1,390 that will be issued to eligible individuals and families. It is part of a broader economic relief initiative aimed at alleviating the continued financial burden on working-class and retired citizens.

Who Is Eligible?

Eligibility for the August 2025 stimulus check is primarily based on income level and filing status. Individuals who meet the following criteria are likely to qualify:

Single filers with adjusted gross income (AGI) up to $75,000/year
Married couples filing jointly with AGI up to $150,000/year
Heads of household with AGI up to $112,500/year

In addition, the following groups are automatically considered eligible:

Recipients of Social Security benefits.
Veterans Affairs (VA) beneficiaries.
Railroad Retirement beneficiaries.
Households with qualifying dependents.

Eligibility is based on your most recent tax return on file, typically the 2024 federal tax return.

Do I Need to File My 2024 Tax Return to Receive the Check?

Yes — in most cases, your 2024 federal income tax return must be filed in order to determine your eligibility for the stimulus payment. The IRS uses your reported income and filing status from this return to verify whether you meet the necessary thresholds.

However, if you are a Social Security, VA, or Railroad Retirement beneficiary who does not typically file taxes, you may still be eligible automatically, as the IRS coordinates directly with these agencies.

Is the Stimulus Check Taxable?

No. The $1,390 stimulus payment is non-taxable income.

This means:

It will not be included in your 2025 taxable income;
It will not reduce or impact your eligibility for federal assistance programs such as Medicaid, SNAP (food stamps), or housing assistance;
You do not need to repay this amount in the future.

How to Check Your Eligibility or Payment Status

The IRS will soon update its official online tools, including:

“Get My Payment”
“Check My Eligibility”

Through these portals, individuals can:

Confirm whether they qualify for the August 2025 stimulus;
Track when and how the payment will be delivered (direct deposit or paper check);
Identify and resolve any issues or delays with the payment.

Access will be available through the official IRS website: www.irs.gov

Need Help? E&G Financial Group is here for you

Navigating federal relief programs and tax requirements can be overwhelming, especially during uncertain economic times. At E&G Financial Group, our team of licensed professionals is ready to assist you in: