AML & Compliance Policy

1. Introduction
E&G Financial Group is fully committed to conducting its operations in strict compliance with applicable Anti-Money Laundering (AML) and Counter-Terrorism Financing (CTF) laws and regulations in all jurisdictions where we operate, including but not limited to Brazil, the United States, and international offshore jurisdictions. This policy outlines our commitment to preventing the use of our services for money laundering, terrorist financing, tax evasion, or any other illicit activity.

​

​

​

2. Scope
This policy applies to all services provided by E&G Financial Group, including tax and accounting advisory, company formation and maintenance (including offshore entities), and corporate compliance services. It also applies to all employees, consultants, and third-party service providers acting on behalf of the company.

​

​

​

3. Know Your Client (KYC)
We conduct thorough due diligence and identification procedures on all clients prior to the establishment of any business relationship. Our KYC process includes:

​

• Collection of official identification documents (passport, government-issued ID);

• Proof of address;

• Verification of source of funds and source of wealth;

• Corporate documents (when applicable), including beneficial ownership information;

• Risk-based client profiling.​

​

Enhanced Due Diligence (EDD) is applied to high-risk clients or jurisdictions.

​

​

​

4. Ongoing Monitoring
All client relationships are subject to periodic review and monitoring to ensure that their activities remain consistent with the information provided and comply with applicable regulations. We reserve the right to request updated documentation and to report any suspicious activity to the relevant authorities.

​

​

​

5. Record Keeping
We maintain all relevant client documentation, transaction records, and due diligence information for a minimum period required by law, or longer where necessary. These records are securely stored and accessible only by authorized personnel.

​

​

​

6. Prohibited Activities
We do not engage with clients or entities involved in illegal activities, including but not limited to:

​

• Money laundering;

• Terrorist financing;

• Fraud or corruption;

• Tax evasion or aggressive tax avoidance schemes;

• Use of nominee structures for concealment of ownership without legitimate purpose.

​

We do not provide services to shell companies lacking legitimate business activity, or to individuals/entities listed on international sanctions lists (e.g., OFAC, UN, EU).

​

​​

​​

7. Employee Training
All E&G staff and consultants receive regular training on AML/CTF regulations, red flag indicators, and internal reporting procedures to ensure compliance across all levels of the organization.

​

​

​

8. Reporting Obligations
Where required by applicable law, we report suspicious activities or transactions to the competent financial intelligence units (FIUs) or regulatory bodies in the relevant jurisdiction. We fully cooperate with lawful investigations by authorities.

​

​

​

9. Commitment to Compliance
E&G Financial Group is committed to upholding the highest standards of integrity, transparency, and compliance. Our internal Compliance Officer is responsible for overseeing the implementation and effectiveness of this policy and for staying up to date with regulatory developments.

​

​